WITH-PROFITS

You can download with-profits documents and information for each of our companies, including:

• a simple guide to how we manage our with-profits fund;
• a more detailed Principles and Practices of Financial Management (PPFM) document; and
• the most recent annual report sent to with-profits policyholders, including the report from the with-profits actuary.

Phoenix Life Limited

If you would like to see any of the documents, please visit the customer centre on the Phoenix Life website and follow the instructions.

• Phoenix Life website – customer centre

Phoenix Life Limited (formerly NPI Limited)

• Guides to how we manage our with-profits fund
• Principles and practices of financial management
• Principles and practices of financial management reports

National Provident Life Limited

• Guides to how we manage our with-profits fund
• Principles and practices of financial management
• Principles and practices of financial management reports

London Life Limited

• Guides to how we manage our with-profits fund
• Principles and practices of financial management
• Principles and practices of financial management reports

Pearl Assurance Limited

• Guides to how we manage our with-profits fund
• Principles and Practices of Financial Management
• Principles and practices of financial management reports

Scottish Mutual International Limited

• Principles and practices of financial management (for with-profits fund)
• Principles and practices of financial management (for with-profits fund 1)
• Principles and practices of financial management reports

Please note there is no Guide to how we manage our with-profits fund for Scottish Mutual International Limited.